the holder must present it for payment within a reasonable time, and if dishonored, must give the drawer notice thereof within a reasonable time also.

CHECK.

August 1, 1848.

Cashier Rochester City Bank, pay H. M. Richardson, or bearer, two thousand five hundred dollars.

$2,500.

R. L. BRAYTON.

RECEIPTS.

A receipt in full, though strong evidence, is not conclusive; and a party signing such receipt will be permitted to show a mistake or error therein, if any exist.

Receipts for the payment of money are open to examination, and may be varied, explained, or contradicted, by parol testimony.

GENERAL FORM OF A RECEIPT ON ACCOUNT.

$50.

ROCHESTER, August 1, 1848.

Received of C. D. fifty dollars, to apply on his account.

A. B.

$110 10.

RECEIPT IN FULL.

ROCHESTER, August 1, 1848.

Received of C. D. one hundred ten dollars and ten cents, in full of all demands against him.

$100.

A. B.

RECEIPT FOR MONEY PAID BY THIRD PERSONS.

ROCHESTER, August 1, 1848.

Received of C. D., by the hand of E. F., one hundred dollars, to apply on account of said C. D.

A. B.

RECEIPT FOR MONEY ON BOND.

$200.

ROCHESTER, August 1, 1848.

Received of C. D. two hundred dollars, to apply on his bond, dated the day of 18-, being the same sum this day endorsed

on said bond.

$140.

A. B.

RECEIPT FOR INTEREST MONEY.

ROCHESTER, August 1, 1848.

Received of C. D. one hundred and forty dollars, being the annual interest due on his bond, dated the day of, 18—, given to

me, (or to E. F.,) and conditioned for the payment of the sum of dollars in years from date, with annual interest.

$140.

A. B.

RECEIPT TO BE ENDORSED ON BOND.

ROCHESTER, August 1, 1848.

Received of C. D. one hundred and forty dollars, being the annual interest due on the within bond, and the same sum this day receipted by me to the said C. D.

RECEIPT FOR A NOTE OF THIRD PERSON.

A. B.

ROCHESTER, August 1, 1848.

Received of C. D. a promissory note against E. F., (dated April 4th, 1847, and on which there is due one hundred dollars,) which, when paid, shall be in full of all demands against the said C. D.

A. B.

BONDS.

A Bond is the acknowledgment, under seal, of a debt, duty, or obligation; and it is immaterial what mode of expression is used, provided the language be sufficient to establish an acknowledgment of a debt.

Every bond, in itself, imports a consideration; and a failure of the consideration is not a good defence to an action brought on the bond. Fraud, however, or an illegal consideration, will invalidate a bond.

Wax, or some other tenacious substance, is necessary in order to make a legal seal, except it be the seal of a court or public officer.

COMMON FORM OF A BOND.

Know all men by these presents, that I, A. B., of the town of in the county of and State of New York, am held and firmly bound unto C. D., of &c., in the sum of one thousand dollars, lawful money of the United States of America, to be paid to the said C. D., his executors, administrators or assigns; for which payment, well and truly to be made, I bind myself, my heirs, executors and administrators firmly by these presents.

Sealed with my seal. Dated this eight hundred and

day of

one thousand

The condition of the above obligation is such, that if the above bounden A. B., his heirs, executors or administrators, shall well and truly pay, or cause to be paid unto the above named C. D., his executors, administrators or assigns, the just and full sum of five hundred dollars, in five equal annual payments from the date hereof, with annual interest, then the above obligation to be void; otherwise to remain in full force and virtue.

Sealed and delivered in the presence of

G. H.

}

A. B. [L. S.]

CHATTEL MORTGAGES.

Every mortgage, or conveyance intended to operate as a mortgage, of goods and chattels, which shall not be accompanied by an immediate delivery and continued change of possession of the things mortgaged, is absolutely void, as against the creditors of the mortgagor, subsequent purchasers, and mortgagees in good faith, unless the mortgage, or a true copy thereof, be filed in the office of the clerk of the town where the mortgagor resides at the time of the execution thereof.

Within thirty days next preceding the expiration of a year from the filing a chattel mortgage as aforesaid, a true copy of such mortgage, with a statement exhibiting the interest of the mortgagee in the property mortgaged, should again be filed with such clerk.

After default in the payment of a chattel mortgage the mortgagee's

title to the property mortgaged becomes absolute at law, and he is entitled to the immediate possession thereof.

witnesseth: That the said party of the first part, in consideration of the sum of- dollars, to him duly paid, hath sold, and by these presents doth grant and convey to the said party of the second part, the following described goods, chattels, and property, (describe them particularly, or refer to them in the schedule,) now in my possession, at the aforesaid; together with the appurtenances, and all the estate, title, and interest of the said party of the first part therein.

of

This grant is intended as a security for the payment of one hundred and ten dollars, with interest, on or before the expiration of one year from the date hereof; and the additional sum of one hundred and forty dollars, with interest, on the 18-; which payments, if duly made, will render this conveyance void.

day of

In witness whereof the said party of the first part hath hereunto set his hand and seal, the day and year first above written.

Sealed, signed, and delivered

in presence of

G. H.

A. B. [L. S.]

BILL OF SALE.

A Bill of Sale is a written contract, or agreement, transferring and assigning the ownership of personal property, or any interest in the If fraudulent, as against third persons, it is void.

same.

COMMON BILL OF SALE.

Know all men by these presents, that I, A. B., of the town of

in the county of and State of New York, of the first part, for and in consideration of the sum of - dollars, lawful money of the United States, to me in hand paid, at or before the ensealing and delivery of these presents, by C. D., of &c., of the second part, the receipt whereof is hereby acknowledged, have bargained and sold, and by these presents do grant and convey, unto the said party of the sec

ond part, his executors, administrators, and assigns, (here state the property sold,) to have and to hold the same unto the said party of the second part, his executors, administrators, and assigns forever. And I do, for myself, my heirs, executors, and administrators, covenant and agree, to and with the said party of the second part, his executors, administrators, and assigns, to warrant and defend the sale of the said property, goods, and chattels, hereby made unto the said party of the second part, against all and every person and persons whomsoever. In witness whereof I have hereunto set my hand and seal this one thousand eight hundred and

day of Signed, sealed, and delivered

in presence of

A. B. [L. S.]

G. H.

POWER OF ATTORNEY.

A Letter, or Power of Attorney, is a written delegation of authority by which one person enables another to do an act for him.

When a power is special, and the authority limited, the attorney cannot bind his principal by any act in which he exceeds that authority; but the authority of the attorney will be so construed as to include all necessary means of executing it with effect.

When the power is in writing, and subject to the inspection of the party, no good reason exists for binding the principal beyond the scope of it; though in general he who employs an agent or attorney shall lose by his fraudulent or illegal acts, in preference to an innocent third person.

GENERAL FORM OF POWER OF ATTORNEY.

Know all men by these presents, that I, A. B., of — in the county of and State of New York, have made, constituted, and appointed, and by these presents do make, constitute, and appoint C. D., of &c., my true and lawful attorney, for me, and in my name, place, and stead, to (set forth the subject matter of the power;) giving and granting unto my said attorney, full power and authority to do and perform all and every act and thing whatsoever requisite and necessary to be done in and about the premises, as fully, to all intents and purposes, as I might or could do if personally present, with full power of substitution and revocation, hereby ratifying and confirming