appears to have been largely made up of items from press despatches, and is as good as any other list. There is no authentic list of Trusts, and if there were, it would not be correct for a week. I might have added largely to the list, in the way that I presume this was made up, but it is not worth while. The best way is for all to assume that every thing which they buy is sought to be controlled by a Trust, and that in some cases the attempt has been successful, but in many other cases not. To the foregoing should be added the California Raisin Association-the pioneer farmer's Trust of America. Its " capital stock" is small, but it is practically, so long as it lasts, a consolidation of the product of the capital of its members. In 1898 these numbered 2,064. The average capital of those engaged in the production of raisins was certainly not less than $3,000, which would make the capital of the farmers' raisin Trust $6,192,000. The Wine-makers' Corporation of California is a Trust whose members are, for the most part, both producers and buyers, but as their interests as producers are probably in nearly every case greater than their interests as buyers, it should perhaps be called a farmers' Trust. INDEX. ABILITY, Business, what it consists of, 248. - Organization of, 535. Agriculture in Common Schools, 60, 553. -Demand for it in rural districts, 64. Demand for good teachers will finally get Desirability of special teachers, 65. - Evidence of ability to be required of - How to secure its immediate introduction -Introduction likely to be resisted by advo- - Instruction must be suited to age of Must be confined to study of nature, 62. -Not wise to push it in advance of public -- - Progress of the work in the country, 61. - Proper compensation for special teachers, -Some educational questions involved, 64. - The best foundation on which to build a - Vagueness of the term, 61. What is learned is never forgotten, 63. - Will be had when the farmers demand -Students generally poor, 44. The original idea, 46. to the farm, -Time required for graduation, 43. Agricultural Education; commercial view of - Higher; demands the full strength of the In foreign countries, 560. The broader view of it, 44. Agricultural Experiment Stations; list of in Agricultural Journals, 72. -Intricacy of questions with which they - Limitations of usefulness, 72. Must cater to those who supply their reve- BANK ACT, National, 140. Bank Deposits; mostly money of poor peo- Banker; necessary qualities of, 132. The farmers' best counselor in financial Bank Failures, causes of, 132. Sound; how farmers can promote it, 132. Bank Loans; necessity of prompt collection, Banks, causes of farmers' dislike for, 133. Different classes of, 135. Do not desire to foreclose mortgages, III. Large; not themselves monopolists, but Late proposal for security of circulation, Managers of, not usually rich men, 131. - National; causes and results of their estab- - National; great profits of the earlier ones, National; notes of, 140. National; not now making undue profit on circulation, 143. National; present actual profit on circula- National, statistics of, 576. National; their notes the first good paper Not the enemies of farmers, 133. Notes of; condition under the state bank Notes of; history of their use in the United - Notes of; results when inadequately se- Notes of, vs. government issues, 146-149. - Question of allowing them to issue circu- lating notes, 143, 145. Results of "runs" upon, 136. - Savings, 135. Savings, statistics of, 579. State commercial; statistics of, 578. State; supervision of, 151. Summary of statistics of, 579. Their function of issuing paper money, 137. - Their dislike of foreclosures, 136. Will get highest interest rates possible, Bimetalism, international not probable, 366. Book Farming, faults of early farm books, 69. -Most of the old books really valuable, 70. Prejudice arising from exaggerated ex- - Prejudice partly due to the fact that farm- Books, list of for farmers, 566-575. The farmer's family should have them, 94. rather than for more money, 97. - Have duties to parents, 92. Inclined to drift off among strangers, 94. Benefits of to growers and others, 468. Nature of, 467, 650. California Wine-makers Corporation, 517. Conditions leading to organization of, 519. Difficulty of organization of, 520. Early success of, 522 Nature of, 521, 650. Relations of vineyardists, 522. Cases, Granger the, 287. Capital, certain to protect itself, 212. Control of in hands of borrowers more - Tendency of to concentration, 149. Large, do not receive high interest, 135. Checks, bank, perform the functions of Circulation, per capita, 349. -As law stands U. S. would have to main- Profits of, 156. - Sales of to themselves, 154. -- Should be confidential agent and friend of - Their old methods, 153. Common Schools, Agriculture in (see Agri- -- Always results in combination, 127. --As conducted by merchants, 102. Economic science assumes it, 101. The public press will not properly inform - Universal in its effects, 100. Competitors, cost of learning about them must be borne cooperatively, 104. How the farmer can inform himself about - Knowledge regarding them the most im- -Of the farmers, who they are. 103. Cooperation, altruism in, 279. Altruism in Great Britain, 281. Altruism not a safe foundation for cooper- Cooperation, among farmers, 602. Among farmers in Europe, 604. Among others than farmers, 605, 609. Among farmers, result of same forces that men, 282. business Arguments for identical for all forms, 439. - How induced among the California fruit- - How regarded by Socialists, 203, 261. In California; degree of altruism in, 440. In California; some experiences of, 440. - In Great Britain, statistics of, 607, 608. -In marketing dried fruits, beginnings of -- In marketing dried fruits; conditions In marketing dried fruits, methods of in -Leaders of in California, 435-438. Likely to begin among least prosperous of Most common forms of, 204. Motives of identical with those of trusts, -Natural result of excessive competition, Should not be based on sentiment, 210, 211. Cooperative Banks, 605, 609. Cooperative Business, compensation of sal- - Fair compensation with honor, the best -- Impossible without some risk, 218. Managers of may be largely compensated Managers of not generally respected, 255. Must be transacted by a corporation, 207. Requires adequate capital, 209, 229. - Success of depends on personal equation - Will not be sustained if inconvenient to Cooperative Corporations, effect of good |